Pat Horne began his career with Northwestern Mutual as a college intern in 1977. During his internship, Pat earned the Top 10 Intern achievement. He started his full-time career as a Financial Representative in 1980. Since then, Pat has transitioned his practice from Financial Representative to Financial Advisor. He has earned his CLU®  and ChFC®  designations, and is a qualifying/life member of the Million Dollar Round Table (1984-1986, 1988, 1991-2013):
Chartered Life Underwriter
The CLU®  designation is the undisputed professional credential for persons involved in the protection, accumulation, preservation and distribution of the economic values of human life. For Financial Representatives such as Pat Horne, as well as field managers, home office personnel and others involved in providing life insurance products to the public, the CLU®  designation is the common bond for continuing growth and commitment to professionalism.
Chartered Financial Consultant
The ChFC®  designation prepares financial representatives to meet the advanced financial planning needs of individuals, professionals, and small-business owners, including insurance, income taxation, retirement planning, investments, and estate planning.
Pat Horne is also a qualifying/life member of the Million Dollar Round Table. MDRT is the premier association of financial professionals. Pat has qualified for Million Dollar Round Table every year since 1985. Founded in 1927, MDRT provides its members with resources to improve their technical knowledge, sales and client service while maintaining a culture of high ethical standards.
Pat Horne is motivated by helping others succeed and enjoys being part of several business organizations that are dedicated to the same goal. Pat is involved in the business community as an active member of the following organizations:
·         National Association of Insurance and Financial Advisors (NAIFA), a national nonprofit organization representing the interests of more than 70,000 insurance and financial advisors nationwide through its federation of over 900 state and local associations.
·        Association for Advanced Life Underwriting (AALU); the mission of AALU is to promote, preserve and protect advanced life insurance planning for the benefit of our members, their clients, the industry and the general public.


Years of Experience

Representing Northwestern Mutual since 1977.


Degree Major Institution
Bachelor of Science Business Carroll College

Awards and Recognition


Million Dollar Round Table Qualifying/Life Member 1996-2001, 2003-2021

MDRT is the premier association of financial professionals. MDRT status designation is granted for one year and members must apply every year to continue their affiliation with the MDRT


National Association of Insurance and Financial Advisors Quality Award 2011-2014

Award recognizing commitment to excellence in service to clients and industry

Patrick T Horne

Patrick T Horne, CLU®, ChFC®, CASL®, CLTC®

Financial Representative


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